They affect the way we spend, the way we save, even the way we use credit!

It probably sounds a bit strange putting these two polar-opposite subjects together, but they do go hand in hand, and we know it all too well.

In today's society, money is a prominent indicator of wealth, success power, or to go in the other direction, how screwed you may be financially (however it is not the only measure).

For example, for most people, if they are having financial trouble or worries, it's not usually when they are on top of your game and are really, really, happy is it?

No.

It's more like negative emotions go hand in hand with financial worry, and positive emotions go hand in hand with financial happiness, and in both cases it can be a cycle...and can even sometimes turn into one of those 'chicken or the egg?' circumstances.

Therefore, it can be said that controlling one can mean controlling the other.

If we're feeling down in the dumps, we can have as many opportunities as we can think of handed to us on a platter, and we probably don't have the motivation or desire to take advantage of them. This of course has long term cash implications.

Some people also use retail therapy to help themselves feel better, i.e. you're feeling less than average, so you go down to the local mall and buy yourself one of those brand new iPod Nanos that you've been wanting for ages- probably just to distract yourself from your unhappiness...to fill the void.

Unfortunately this is where we can get ourselves into trouble. So this is where you need to stop where you are, and regain your self-control otherwise your payday cash will slip through your hands before you are ready for it to.

Do you have any other things to pay for at the moment? Yes. Can you afford it right now? No, probably not. So put the iPod down, because if you don't you'll only end up back where you started...with no cash til payday again.

However if you must still buy the iPod, then at least there are options out there like a payday cash advance so you don't miss payments on your other bills. You'll avoid a missed payment on your credit history file, and you won't have increasing bills lingering over you.